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	<title>WelcomeHomeNWI.com &#187; Legislation</title>
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	<link>http://welcomehomenwi.com</link>
	<description>Your Home for Real Estate and Mortgage News for the Best Home Communities in Northwest Indiana</description>
	<lastBuildDate>Mon, 06 Feb 2012 16:37:00 +0000</lastBuildDate>
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		<title>Indiana Governor Lobbies Realtors for Tax Cap Amendment</title>
		<link>http://welcomehomenwi.com/2010/10/indiana-governor-lobbies-realtors-for-tax-cap-amendment.html</link>
		<comments>http://welcomehomenwi.com/2010/10/indiana-governor-lobbies-realtors-for-tax-cap-amendment.html#comments</comments>
		<pubDate>Wed, 13 Oct 2010 16:02:21 +0000</pubDate>
		<dc:creator>Steve Cardwell</dc:creator>
				<category><![CDATA[Legislation]]></category>
		<category><![CDATA[Random Thoughts]]></category>
		<category><![CDATA[Real Estate Taxes]]></category>
		<category><![CDATA[Government Elections]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=3308</guid>
		<description><![CDATA[Indiana Governor Mitch Daniels came to Merrillville Indiana last week seeking support of Question 1 on the November ballot. The referendum would make the current Indiana state law regarding real estate property tax caps part of Indiana&#8217;s State Constitution and consequently almost impossible to repeal in the future. In 2002 the State of Indiana was forced [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Top Real Estate and Mortgage Headlines for September 16th</title>
		<link>http://welcomehomenwi.com/2010/09/top-real-estate-and-mortgage-headlines-for-september-16th.html</link>
		<comments>http://welcomehomenwi.com/2010/09/top-real-estate-and-mortgage-headlines-for-september-16th.html#comments</comments>
		<pubDate>Thu, 16 Sep 2010 20:14:07 +0000</pubDate>
		<dc:creator>Cathy Mattan</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Builder Customer Satisfaction]]></category>
		<category><![CDATA[Economic Focus]]></category>
		<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Legislation]]></category>
		<category><![CDATA[Repossessions]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=3091</guid>
		<description><![CDATA[It’s Thursday and it feels like late fall already. Here is today’s top real estate headlines according to the National Association of Realtors. 10 Reasons to Buy a Home Clear away today&#8217;s problems and you see a fundamentally strong market that makes as much sense today as always. 70 Percent Say Buying Now is Good [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New FHA Guidelines Will Be Tougher and More Expensive</title>
		<link>http://welcomehomenwi.com/2010/01/new-fha-guidelines-will-be-tougher-and-more-expensive.html</link>
		<comments>http://welcomehomenwi.com/2010/01/new-fha-guidelines-will-be-tougher-and-more-expensive.html#comments</comments>
		<pubDate>Thu, 21 Jan 2010 18:54:48 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Legislation]]></category>
		<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Guidelines]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1503</guid>
		<description><![CDATA[Securing an FHA mortgage is about to get more expensive. In a statement issued Wednesday, the Federal Housing Authority outlined policy changes to its mortgage assistance program. The shift is meant to both reduce the government group&#8217;s portfolio risk while strengthening its overall financials. For consumers in Northwest Indiana, the changes mean higher costs. As [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Who Cares About the BIG 3</title>
		<link>http://welcomehomenwi.com/2008/11/who-cares-about-the-big-3.html</link>
		<comments>http://welcomehomenwi.com/2008/11/who-cares-about-the-big-3.html#comments</comments>
		<pubDate>Wed, 19 Nov 2008 16:47:00 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Acumen]]></category>
		<category><![CDATA[Business Model]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Financial Markets]]></category>
		<category><![CDATA[Legislation]]></category>

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		<description><![CDATA[On my drive to work this morning, I noticed the flashing digital sign in front of our local Pontiac/Buick dealership. All the advertisement declared massive reductions on prices. MSRP $29k&#8230;NOW $21k. MSRP $18.5k&#8230;NOW $15k. MSRP $23k&#8230;NOW $17.9k. You get the hint. While taking in the blitz of markdowns, the talk on CNBC radio was the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Word of the Day &#8211; Modify</title>
		<link>http://welcomehomenwi.com/2008/11/word-of-the-day-modify.html</link>
		<comments>http://welcomehomenwi.com/2008/11/word-of-the-day-modify.html#comments</comments>
		<pubDate>Wed, 12 Nov 2008 22:22:00 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Certified Mortgage Planner]]></category>
		<category><![CDATA[CMPS]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Legislation]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Mortgage Planner]]></category>
		<category><![CDATA[Word of the Day]]></category>

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		<description><![CDATA[It seems as if every news item surrounding the housing market entrenches the word modify. Therefore, what does modify mean. According to Dictionary.com Unabridged (v1.1) the word modify is defined as: to change somewhat the form or qualities of; alter partially; amend: to modify a contract. to reduce or lessen in degree or extent; moderate; [...]]]></description>
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