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	<title>WelcomeHomeNWI.com &#187; First-Time Home Buyer</title>
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	<link>http://welcomehomenwi.com</link>
	<description>Your Home for Real Estate and Mortgage News for the Best Home Communities in Northwest Indiana</description>
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		<title>9 Helpful Tips to Reduce the Stress of Buying a Home Today</title>
		<link>http://welcomehomenwi.com/2010/12/9-helpful-tips-to-reduce-the-stress-of-buying-a-home-today.html</link>
		<comments>http://welcomehomenwi.com/2010/12/9-helpful-tips-to-reduce-the-stress-of-buying-a-home-today.html#comments</comments>
		<pubDate>Fri, 31 Dec 2010 15:29:01 +0000</pubDate>
		<dc:creator>WelcomeHomeNWI</dc:creator>
				<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[Random Thoughts]]></category>
		<category><![CDATA[First-Time Home Buyer]]></category>
		<category><![CDATA[Home Buying]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=4159</guid>
		<description><![CDATA[Getting prepared for the holidays can be both a joyeous and a stressful time. The same could be said about the home buying process. As you search for your dream home, keep in mind these helpful tips to reduce the stress of buying a home today. Find a real estate agent who you connect with. Home buying [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Home Buyer Tax Credit Still Available for a Special Group</title>
		<link>http://welcomehomenwi.com/2010/10/home-buyer-tax-credit-still-available-for-a-special-group.html</link>
		<comments>http://welcomehomenwi.com/2010/10/home-buyer-tax-credit-still-available-for-a-special-group.html#comments</comments>
		<pubDate>Fri, 29 Oct 2010 20:37:14 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[CMPS Institute]]></category>
		<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[Purchase Campaign]]></category>
		<category><![CDATA[Tax Tips]]></category>
		<category><![CDATA[First-Time Home Buyer]]></category>
		<category><![CDATA[First-Time Homebuyer Tax Credit]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=3457</guid>
		<description><![CDATA[Did you know that the home buyer tax credit that was so heralded during spring 2010 is still available. There are special rules that apply to the homebuyer tax credit if you are a member of the uniformed services, the Foreign Service of the United States, or an employee of the intelligence community. Here is how it [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>It&#8217;s Time to Re-Approve Your Pre-Approval</title>
		<link>http://welcomehomenwi.com/2010/04/its-time-to-re-approve-your-pre-approval.html</link>
		<comments>http://welcomehomenwi.com/2010/04/its-time-to-re-approve-your-pre-approval.html#comments</comments>
		<pubDate>Fri, 09 Apr 2010 14:08:14 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[Random Thoughts]]></category>
		<category><![CDATA[First-Time Home Buyer]]></category>
		<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Pre-Approval]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1855</guid>
		<description><![CDATA[As the federal home buyer tax credit nears its April 30 end-date, there&#8217;s a lot of would-be home buyers still working to get under contract in Chesterton, Crown Point, Dyer, Highland, Munster, Portage, Schererville and Valparaiso. A piece of advice for all of them: If your pre-qualification and/or pre-approval letter is more than 8 weeks [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Homebuyer Tax Credit Set To Expire in 30 Days</title>
		<link>http://welcomehomenwi.com/2010/04/homebuyer-tax-credit-set-to-expire-in-30-days.html</link>
		<comments>http://welcomehomenwi.com/2010/04/homebuyer-tax-credit-set-to-expire-in-30-days.html#comments</comments>
		<pubDate>Thu, 01 Apr 2010 15:56:19 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[First-Time Home Buyer]]></category>
		<category><![CDATA[First-Time Homebuyer Tax Credit]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1821</guid>
		<description><![CDATA[There&#8217;s just 30 days remaining to use the federal home buyer tax credit in Chesterton, Crown Point, Dyer, Highland, Munster, Portage, Schererville, Valparaiso and the rest of Northwest Indiana. The credit ranges up to $8,000 for first-time homebuyers, and up to $6,500 for existing homeowners who have lived in their main home for 5 of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>You&#8217;ve Got 15 More Days To Use The First-Time Home Buyer Tax Credit</title>
		<link>http://welcomehomenwi.com/2009/10/youve-got-15-more-days-to-use-the-first-time-home-buyer-tax-credit.html</link>
		<comments>http://welcomehomenwi.com/2009/10/youve-got-15-more-days-to-use-the-first-time-home-buyer-tax-credit.html#comments</comments>
		<pubDate>Thu, 01 Oct 2009 19:43:11 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Market Insight]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[First-Time Home Buyer]]></category>
		<category><![CDATA[First-Time Homebuyer Tax Credit]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1028</guid>
		<description><![CDATA[The government&#8217;s First-Time Home Buyer Tax Credit program expires November 30, 2009 &#8211; a scant 60 days from today. Considering it can take up to 60 days to close on a home, first-time buyers have 2 weeks at most to find a home. Buyers not under contract by October 15 have little chance of meeting the November [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Reality of a 401(k) Withdrawal to Achieve a Lifetime Opportunity of Home Ownership</title>
		<link>http://welcomehomenwi.com/2009/09/the-reality-of-a-401k-withdrawal-to-achieve-a-lifetime-opportunity-of-home-ownership.html</link>
		<comments>http://welcomehomenwi.com/2009/09/the-reality-of-a-401k-withdrawal-to-achieve-a-lifetime-opportunity-of-home-ownership.html#comments</comments>
		<pubDate>Tue, 15 Sep 2009 15:05:00 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[Random Thoughts]]></category>
		<category><![CDATA[Down Payment]]></category>
		<category><![CDATA[First-Time Home Buyer]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=976</guid>
		<description><![CDATA[As downpayment requirements increase, anecdotally, home buyers are tapping 401(k) plans for extra cash. Classified as a &#8221;hardship withdrawal&#8221;, loans against your retirement funds can be cheap and simple. There&#8217;s no credit check or approval process There&#8217;s only a small set of paperwork Money can be available in as little as a day But just because [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>There&#8217;s Now Just 6 Weeks To Find A Home To Use The $8,000 First-Time Home Buyer Tax Credit Program</title>
		<link>http://welcomehomenwi.com/2009/08/theres-now-just-6-weeks-to-find-a-home-to-use-the-8000-first-time-home-buyer-tax-credit-program.html</link>
		<comments>http://welcomehomenwi.com/2009/08/theres-now-just-6-weeks-to-find-a-home-to-use-the-8000-first-time-home-buyer-tax-credit-program.html#comments</comments>
		<pubDate>Thu, 20 Aug 2009 17:59:50 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[Random Thoughts]]></category>
		<category><![CDATA[First-Time Home Buyer]]></category>
		<category><![CDATA[First-Time Homebuyer Tax Credit]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=896</guid>
		<description><![CDATA[If you plan to use the First-Time Home Buyer Tax Credit program, time is running out.  The program expires November 30, 2009 and closing on a home can take up to 60 days. That leaves you 6 weeks from today to find a home and go under contract. The First-Time Homebuyer Tax Credit program was [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>First-Time Home Buyers &#8211; The $1 Million Challenge</title>
		<link>http://welcomehomenwi.com/2009/08/first-time-home-buyers-the-1-million-challenge.html</link>
		<comments>http://welcomehomenwi.com/2009/08/first-time-home-buyers-the-1-million-challenge.html#comments</comments>
		<pubDate>Wed, 05 Aug 2009 23:17:24 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[Educational Seminar]]></category>
		<category><![CDATA[First-Time Home Buyer]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=837</guid>
		<description><![CDATA[Did you know that First-Time Home Buyers make up over half (53.5%) of the home purchase market? Consequently, the Obama administration enacted a tax credit to stablize the real estate industry and to generate more housing demand. But according to a survey commissioned by Move, Inc. &#8211;which operates Realtor.com&#8211; nearly half (47%) of ALL Americans [...]]]></description>
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		<slash:comments>0</slash:comments>
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