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	<title>WelcomeHomeNWI.com &#187; FHFA</title>
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	<link>http://welcomehomenwi.com</link>
	<description>Your Home for Real Estate and Mortgage News for the Best Home Communities in Northwest Indiana</description>
	<lastBuildDate>Mon, 06 Feb 2012 16:37:00 +0000</lastBuildDate>
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		<title>Top Real Estate Headlines for Week Ending: December 3rd</title>
		<link>http://welcomehomenwi.com/2010/12/top-real-estate-headlines-for-week-ending-december-3rd.html</link>
		<comments>http://welcomehomenwi.com/2010/12/top-real-estate-headlines-for-week-ending-december-3rd.html#comments</comments>
		<pubDate>Sat, 04 Dec 2010 01:23:36 +0000</pubDate>
		<dc:creator>WelcomeHomeNWI</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Week in Review]]></category>
		<category><![CDATA[Commercial Real Estate]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Loan Modifications]]></category>
		<category><![CDATA[New Home Sales]]></category>
		<category><![CDATA[Pending Home Sales]]></category>
		<category><![CDATA[tiny house]]></category>
		<category><![CDATA[Top 10 Cities]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=3908</guid>
		<description><![CDATA[Thanksgiving, Black Friday and Cyber Monday have come and gone. The holiday spirit is in full swing as families throughout Northwest Indiana have begun to display their holiday decorations. For those of you who desire to buy a home or refinance your home before the New Year, let’s take a minute to review what the top [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2010/12/top-real-estate-headlines-for-week-ending-december-3rd.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Home Price Index Rises 0.3% in March, Is It Time To Buy?</title>
		<link>http://welcomehomenwi.com/2010/05/home-price-index-rises-0-3-in-march-is-it-time-to-buy.html</link>
		<comments>http://welcomehomenwi.com/2010/05/home-price-index-rises-0-3-in-march-is-it-time-to-buy.html#comments</comments>
		<pubDate>Wed, 26 May 2010 13:06:11 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Economic Reports]]></category>
		<category><![CDATA[Home Price Index]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[HPI]]></category>
		<category><![CDATA[Real Estate Is Local]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=2082</guid>
		<description><![CDATA[Home values rose in March, according to the Federal Home Finance Agencyâs most recent Home Price Index. Values were reported higher by 0.3 percent, on average, from February.]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2010/05/home-price-index-rises-0-3-in-march-is-it-time-to-buy.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Generically Speaking HPI Says Home Values Lower</title>
		<link>http://welcomehomenwi.com/2010/03/generically-speaking-hpi-says-home-values-lower.html</link>
		<comments>http://welcomehomenwi.com/2010/03/generically-speaking-hpi-says-home-values-lower.html#comments</comments>
		<pubDate>Fri, 26 Mar 2010 14:42:45 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Economic Reports]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Home Price Index]]></category>
		<category><![CDATA[Home Values]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1798</guid>
		<description><![CDATA[Home values fell again in January, according to the Federal Home Finance Agency&#8217;s Home Price Index (HPI). Values were reported down 0.6 percent, on average. We say &#8220;on average&#8221; because the Home Price Index is a national report. It doesn&#8217;t capture the essence of a local market , or even a city market such as [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2010/03/generically-speaking-hpi-says-home-values-lower.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Negative Home Equity? Learn How to Refinance Now!</title>
		<link>http://welcomehomenwi.com/2010/03/negative-home-equity-learn-how-to-refinance-now.html</link>
		<comments>http://welcomehomenwi.com/2010/03/negative-home-equity-learn-how-to-refinance-now.html#comments</comments>
		<pubDate>Fri, 12 Mar 2010 16:54:25 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Legislation]]></category>
		<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Making Home Affordable]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1729</guid>
		<description><![CDATA[The Federal Housing Finance Agency has extended the government&#8217;s Home Affordable Refinance Program by 12 months. HARP&#8217;s new end date is June 30, 2011. Originally known as Making Home Affordable, HARP aims to help homeowners refinance their mortgage who may otherwise be ineligible because of falling home values. There are 4 basic HARP criteria every [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Price Index Up and Down. What&#8217;s A Realtor to Believe?</title>
		<link>http://welcomehomenwi.com/2010/02/home-price-index-up-and-down-whats-a-realtor-to-believe.html</link>
		<comments>http://welcomehomenwi.com/2010/02/home-price-index-up-and-down-whats-a-realtor-to-believe.html#comments</comments>
		<pubDate>Fri, 26 Feb 2010 16:10:03 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Economic Reports]]></category>
		<category><![CDATA[Market Insight]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Home Price Index]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1669</guid>
		<description><![CDATA[Earlier this week, the private-sector Case-Shiller Index showed home prices slightly lower between November and December.  Thursday, the public-sector Home Price Index showed the same. Publishing on a 2-month lag, the Federal Home Finance Agency said home prices fell by 1.6 percent nationally in December.  And that&#8217;s an average, of course.  Some regions performed well [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2010/02/home-price-index-up-and-down-whats-a-realtor-to-believe.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2010 FHA Loan Limit Restrictions As Outlined by HUD</title>
		<link>http://welcomehomenwi.com/2010/01/2010-fha-loan-limit-restrictions-as-outlined-by-hud.html</link>
		<comments>http://welcomehomenwi.com/2010/01/2010-fha-loan-limit-restrictions-as-outlined-by-hud.html#comments</comments>
		<pubDate>Fri, 08 Jan 2010 18:06:51 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[FHFA]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1434</guid>
		<description><![CDATA[FHA home loans are federal assistance mortgages made by lenders, and backed by the government. The FHA doesn&#8217;t make loans to homeowners &#8212; it insures loans made to homeowners by federally-qualified lenders. By all accounts, FHA home loans are surging in popularity. 2006, FHA insured 3.3% of all mortgages made Q2 2009, FHA insured 19.2% [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2010/01/2010-fha-loan-limit-restrictions-as-outlined-by-hud.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Prices Edged Lower in August according to FHFA</title>
		<link>http://welcomehomenwi.com/2009/10/home-prices-edged-lower-in-august-according-to-fhfa.html</link>
		<comments>http://welcomehomenwi.com/2009/10/home-prices-edged-lower-in-august-according-to-fhfa.html#comments</comments>
		<pubDate>Fri, 23 Oct 2009 15:10:26 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Economic Reports]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Home Price Index]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1084</guid>
		<description><![CDATA[According to the government, home values edged lower last month. The Federal Housing Finance Agency&#8217;s Home Price Index report shows values down by 0.3 percent from the month prior &#8211; the index&#8217;s first down month since April. The Home Price Index is based on the value of homes financed via Fannie Mae or Freddie Mac and, in this sense, [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2009/10/home-prices-edged-lower-in-august-according-to-fhfa.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Happy Thanksgiving for Whom?</title>
		<link>http://welcomehomenwi.com/2008/11/happy-thanksgiving-for-whom.html</link>
		<comments>http://welcomehomenwi.com/2008/11/happy-thanksgiving-for-whom.html#comments</comments>
		<pubDate>Fri, 28 Nov 2008 05:52:00 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Freddi Mac]]></category>
		<category><![CDATA[Real Estate Industry]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/http:/welcomehomenwi.com/</guid>
		<description><![CDATA[On Thursday, November 20th, Fannie Mae (FNM) and Freddie Mac (FRE) made a landmark announcement in regards to a temporary hiatus on foreclosure sales and evictions for a six week period beginning the day before Thanksgiving until January 9, 2009. At first read, politicians and consumer advocacy groups heralded the announcement as a win for [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2008/11/happy-thanksgiving-for-whom.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Word of the Day &#8211; Modify</title>
		<link>http://welcomehomenwi.com/2008/11/word-of-the-day-modify.html</link>
		<comments>http://welcomehomenwi.com/2008/11/word-of-the-day-modify.html#comments</comments>
		<pubDate>Wed, 12 Nov 2008 22:22:00 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Certified Mortgage Planner]]></category>
		<category><![CDATA[CMPS]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Legislation]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Mortgage Planner]]></category>
		<category><![CDATA[Word of the Day]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/http:/welcomehomenwi.com/</guid>
		<description><![CDATA[It seems as if every news item surrounding the housing market entrenches the word modify. Therefore, what does modify mean. According to Dictionary.com Unabridged (v1.1) the word modify is defined as: to change somewhat the form or qualities of; alter partially; amend: to modify a contract. to reduce or lessen in degree or extent; moderate; [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Streamlined Modifications &#8211; Will it Help?</title>
		<link>http://welcomehomenwi.com/2008/11/streamlined-modifications-will-it-help.html</link>
		<comments>http://welcomehomenwi.com/2008/11/streamlined-modifications-will-it-help.html#comments</comments>
		<pubDate>Tue, 11 Nov 2008 23:52:00 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[CMPS]]></category>
		<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Freddi Mac]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Loan Modifications]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Industry]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/http:/welcomehomenwi.com/</guid>
		<description><![CDATA[The Federal Housing Finance Agency (FHFA) announced today that a major program designed to simplify and streamline loan modifications for struggling homeowners to prevent foreclosures had been established. The collaboration between Fannie Mae (FNM), Freddie Mac (FRM), Federal Home Loan Banks, HOPE NOW (and it&#8217;s 27 service partners), Department of Treasury, Federal Housing Administration and [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2008/11/streamlined-modifications-will-it-help.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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