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	<title>WelcomeHomeNWI.com &#187; FHA</title>
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	<link>http://welcomehomenwi.com</link>
	<description>Your Home for Real Estate and Mortgage News for the Best Home Communities in Northwest Indiana</description>
	<lastBuildDate>Mon, 06 Feb 2012 16:37:00 +0000</lastBuildDate>
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		<title>2011 FHA Maximum Loan Limits &#8211; Why You Need to Know</title>
		<link>http://welcomehomenwi.com/2010/12/2011-fha-maximum-loan-limits-why-you-need-to-know.html</link>
		<comments>http://welcomehomenwi.com/2010/12/2011-fha-maximum-loan-limits-why-you-need-to-know.html#comments</comments>
		<pubDate>Tue, 07 Dec 2010 22:30:03 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[FHA Mortgages]]></category>
		<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[Mortgage Guidelines]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA Loan Limits]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=3925</guid>
		<description><![CDATA[Every year around this time, lenders receive confirmation of the coming year&#8217;s Fannie Mae and FHA maximum loan limits. Prior to the real estate bubble it was always a forgone conclusion that the Fannie Mae and FHA maximum loan limits would increase as this was a natural function of increasing home prices. In the past several years [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Top Real Estate Headlines for Week Ending: November 19th</title>
		<link>http://welcomehomenwi.com/2010/11/top-real-estate-headlines-for-week-ending-november-19th.html</link>
		<comments>http://welcomehomenwi.com/2010/11/top-real-estate-headlines-for-week-ending-november-19th.html#comments</comments>
		<pubDate>Fri, 19 Nov 2010 22:37:39 +0000</pubDate>
		<dc:creator>WelcomeHomeNWI</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Random Thoughts]]></category>
		<category><![CDATA[Real Estate News]]></category>
		<category><![CDATA[Week in Review]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Mortgage Fraud]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Trends]]></category>
		<category><![CDATA[Top 10 Cities]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=3728</guid>
		<description><![CDATA[Although the stock market survived a flurry of economic reports released this past week, the mortgage bond market received a good old fashioned beat down. Both home buyers and homeowners were disappointed as the week ended with higher mortgage rates. Now that folks have changed their focus to the upcoming holiday, let’s take a break to review what the [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2010/11/top-real-estate-headlines-for-week-ending-november-19th.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>New FHA Mortgage Insurance Premiums Start October 4th</title>
		<link>http://welcomehomenwi.com/2010/09/new-fha-mortgage-insurance-premiums-start-october-4th.html</link>
		<comments>http://welcomehomenwi.com/2010/09/new-fha-mortgage-insurance-premiums-start-october-4th.html#comments</comments>
		<pubDate>Wed, 08 Sep 2010 20:53:03 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[FHA Mortgages]]></category>
		<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[Mortgage Guidelines]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[FHA MIP]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=2612</guid>
		<description><![CDATA[Beginning with FHA case numbers issued on or after October 4, 2010, the FHA is changing its upfront and annual mortgage insurance premium structures.]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2010/09/new-fha-mortgage-insurance-premiums-start-october-4th.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA Monthly MIP Approved To Triple In Cost to Borrowers</title>
		<link>http://welcomehomenwi.com/2010/06/fha-monthly-mip-approved-to-triple-in-cost-to-borrowers.html</link>
		<comments>http://welcomehomenwi.com/2010/06/fha-monthly-mip-approved-to-triple-in-cost-to-borrowers.html#comments</comments>
		<pubDate>Fri, 11 Jun 2010 12:51:33 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[FHA Mortgages]]></category>
		<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[Mortgage Guidelines]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[MIP]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=2146</guid>
		<description><![CDATA[In a near-unanimous vote, the House of Representatives gave the FHA power to raise the monthly mortgage insurance premiums it charges to its borrowers.]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2010/06/fha-monthly-mip-approved-to-triple-in-cost-to-borrowers.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>RUSH: FHA Closing Costs Rise 0.5% on Monday, April 5th</title>
		<link>http://welcomehomenwi.com/2010/03/rush-fha-closing-costs-rise-0-5-on-monday-april-5th.html</link>
		<comments>http://welcomehomenwi.com/2010/03/rush-fha-closing-costs-rise-0-5-on-monday-april-5th.html#comments</comments>
		<pubDate>Tue, 30 Mar 2010 14:56:00 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Guidelines]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1811</guid>
		<description><![CDATA[Starting Monday, April 5, 2010, getting an FHA mortgage will be more expensive for borrowers in Northwest Indiana and throughout the country. In new guidelines set forth earlier this year, the FHA announced plans to raise additional revenue and reduce the overall risk of its mortgage portfolio.  The changes include the following: Increase Upfront Mortgage [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2010/03/rush-fha-closing-costs-rise-0-5-on-monday-april-5th.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Real Deal Behind the New FHA Guidelines</title>
		<link>http://welcomehomenwi.com/2010/02/the-real-deal-behind-the-new-fha-guidelines.html</link>
		<comments>http://welcomehomenwi.com/2010/02/the-real-deal-behind-the-new-fha-guidelines.html#comments</comments>
		<pubDate>Wed, 10 Feb 2010 16:57:22 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[Market Insight]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Guidelines]]></category>
		<category><![CDATA[Guideline Change]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1616</guid>
		<description><![CDATA[The mortgage lending landscape in Northwest Indiana changes a lot just like the weather.  Rates and guidelines are in constant flux, and it creates preparedness challenges for buyers that aren&#8217;t paying in cash. The loan you get today won&#8217;t always be the loan you get tomorrow. Because of how frequently bank rules are changing, it [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2010/02/the-real-deal-behind-the-new-fha-guidelines.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New FHA Guidelines Will Be Tougher and More Expensive</title>
		<link>http://welcomehomenwi.com/2010/01/new-fha-guidelines-will-be-tougher-and-more-expensive.html</link>
		<comments>http://welcomehomenwi.com/2010/01/new-fha-guidelines-will-be-tougher-and-more-expensive.html#comments</comments>
		<pubDate>Thu, 21 Jan 2010 18:54:48 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Legislation]]></category>
		<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Guidelines]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1503</guid>
		<description><![CDATA[Securing an FHA mortgage is about to get more expensive. In a statement issued Wednesday, the Federal Housing Authority outlined policy changes to its mortgage assistance program. The shift is meant to both reduce the government group&#8217;s portfolio risk while strengthening its overall financials. For consumers in Northwest Indiana, the changes mean higher costs. As [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2010/01/new-fha-guidelines-will-be-tougher-and-more-expensive.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2010 FHA Loan Limit Restrictions As Outlined by HUD</title>
		<link>http://welcomehomenwi.com/2010/01/2010-fha-loan-limit-restrictions-as-outlined-by-hud.html</link>
		<comments>http://welcomehomenwi.com/2010/01/2010-fha-loan-limit-restrictions-as-outlined-by-hud.html#comments</comments>
		<pubDate>Fri, 08 Jan 2010 18:06:51 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[FHFA]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1434</guid>
		<description><![CDATA[FHA home loans are federal assistance mortgages made by lenders, and backed by the government. The FHA doesn&#8217;t make loans to homeowners &#8212; it insures loans made to homeowners by federally-qualified lenders. By all accounts, FHA home loans are surging in popularity. 2006, FHA insured 3.3% of all mortgages made Q2 2009, FHA insured 19.2% [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Days Left for an FHA Streamline Refinance</title>
		<link>http://welcomehomenwi.com/2009/11/5-days-left-for-an-fha-streamline-refinance.html</link>
		<comments>http://welcomehomenwi.com/2009/11/5-days-left-for-an-fha-streamline-refinance.html#comments</comments>
		<pubDate>Tue, 10 Nov 2009 17:02:33 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[Market Insight]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Guideline Change]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1153</guid>
		<description><![CDATA[Consider this a last call for FHA Streamline Refinances.  Starting next Tuesday, the popular rate-lowering program gets strict on borrowers. There&#8217;s 5 days left. Under the current streamline refi guidelines, FHA homeowners have minimal program eligibility requirements. FICO scores must be 620 or higher The refinance must provide a &#8220;tangible benefit&#8221; No mortgage lates allowed [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2009/11/5-days-left-for-an-fha-streamline-refinance.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The FHA Is Changing Its Streamline Refinance Guidelines November 2009</title>
		<link>http://welcomehomenwi.com/2009/10/the-fha-is-changing-its-streamline-refinance-guidelines-november-2009.html</link>
		<comments>http://welcomehomenwi.com/2009/10/the-fha-is-changing-its-streamline-refinance-guidelines-november-2009.html#comments</comments>
		<pubDate>Wed, 07 Oct 2009 16:39:26 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Guideline Change]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/?p=1040</guid>
		<description><![CDATA[Beginning November 17, 2009, the FHA will make it harder to qualify for its popular Streamline Refinance program. Available exclusively to homeowners with existing FHA home loans, the streamline program is meant to help homeowners reduce mortgage payments as simply as possible. As such, the program carries minimum eligibility requirements. In fact, the FHA Streamline Refinance is [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2009/10/the-fha-is-changing-its-streamline-refinance-guidelines-november-2009.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Few Reasons Why Now May Be The Least Expensive And Easiest Time To &#8220;Go FHA&#8221;</title>
		<link>http://welcomehomenwi.com/2009/04/a-few-reasons-why-now-may-be-the-least-expensive-and-easiest-time-to-go-fha.html</link>
		<comments>http://welcomehomenwi.com/2009/04/a-few-reasons-why-now-may-be-the-least-expensive-and-easiest-time-to-go-fha.html#comments</comments>
		<pubDate>Tue, 14 Apr 2009 16:12:00 +0000</pubDate>
		<dc:creator>James K Barath, CMPS</dc:creator>
				<category><![CDATA[Lending Guidelines]]></category>
		<category><![CDATA[FHA]]></category>

		<guid isPermaLink="false">http://welcomehomenwi.com/http:/welcomehomenwi.com/</guid>
		<description><![CDATA[Shopping for low mortgage rates is a game of luck. Some days, mortgage rates are favorable. Other days, they&#8217;re not. And while you can sometimes make an educated guess about where rates might be headed, you&#8217;re not always going to guess right. Even the experts get it wrong more often than they&#8217;d like. But some [...]]]></description>
		<wfw:commentRss>http://welcomehomenwi.com/2009/04/a-few-reasons-why-now-may-be-the-least-expensive-and-easiest-time-to-go-fha.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
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