When it’s cold outside, there’s nothing quite as cozy as curling up on the sofa with a good book in front of a roaring fire. A fireplace evokes the idea of a warm and pleasant atmosphere.
However, if it isn’t properly maintained, your living room could be filled with a cloud of soot, or worse, fire. A fireplace not only creates a snug setting, but most... [Read more of this blog post]
Yesterday you may have read the blog post on questions to ask yourself before applying for a mortgage. Here are 5 additional that you may want to think about before you go into your meeting with your loan officer.
Here are questions 6-10 that you may need to get answers to before completing your application:
6. How Long Until We Can Close Our Loan?
Loan closing times... [Read more of this blog post]
If you are considering applying for a refinance, it is important to understand the mechanics of your mortgage loan. Before you sit down to speak with your loan officer, you should consider preparing a list of questions you feel may need to be answered.
Typically, your loan officer will be available to assist through the entire mortgage process. Here are some questions... [Read more of this blog post]
According to the S&P Case-Shiller 10-and 20-City Housing Market Indices for September, home prices grew at an average of 13.30 percent year-over-year and achieved the highest growth rate for home prices since February 2006.
On a month-to month basis, home prices are slowing in most areas with 19 cities included in the S&P 20-City Housing Market Index showing lower... [Read more of this blog post]
The short holiday week brought a flurry of economic reports last week. Highlights included pending home sales, the S&P Case-Shiller Housing Market Indices and the FHFA home price index.
No reports were released on Thursday and Friday in observance of the Thanksgiving holiday.
The NAR released its Pending Home Sales report for October. Although pending home sales dropped... [Read more of this blog post]
The calendar has turned and with that we receive less sunlight, colder temperatures, and shorter days ahead. It’s an opportune time to cross those last-minute maintenance items off your homeowner to-do list.
Practicing preventive care – both inside and outside your home – can save thousands of dollars in repairs come later this winter. What follows is... [Read more of this blog post]
“There’s always something to be thankful for. If you can’t pay your bills, you can be thankful you’re not one of your creditors.” – Author Unknown
With Thanksgiving being tomorrow, I find myself thinking about everything I have to be thankful for. For instance, I’ve been a real estate agent for some time, which is a position that... [Read more of this blog post]
The National Association of REALTORS reported Monday that pending home sales dropped by -0.60 percent in October after falling at a revised rate of -4.60 percent in September. According to Lawrence Yun, chief economist for NAR, 17 percent of real estate agents reported delays in loan closings due to the government shutdown in early October.
Lenders were unable to verify... [Read more of this blog post]